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The information on or via this site is provided as general information and should not be used as a substitute for any form of advice. Decisions based on this information are for your own account and risk.

Although FMO attempts to provide accurate, complete and up-to-date information, which has been obtained from sources that are considered reliable, FMO makes no warranties or representations, express or implied, as to whether information provided on or via this website is accurate, complete or up-to-date. FMO does not represent or warrant that this website functions without error or interruption.

FMO is not responsible for the content of pages made available via hyperlinks.

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Neither FMO nor any of its agents or subcontractors shall be liable for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including but not limited to financial losses, lost profits or breach of the brand image (even if FMO is advised of the possibility thereof) arising in any way from, including but not limited to,

1. any defects, viruses, or other malfunctions caused to any equipment and other software in connection with access or use of this website,
2. the information provided on or via this web site,
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5. the misuse of this website,
6. the loss of data,
7. downloading or use of any software made available by this website, or
8. claims of third parties in connection with the use of this web site.